Attention homeowners in Danville and Montour County: Need an appraisal?

The top seven reasons PA homeowners order from Chase Tobias:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate

Own a home in or near Danville, PA and need help deciding the price of it?
Contact Chase Tobias.

At Chase Tobias, we understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Chase Tobias will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Chase Tobias is qualified in helping folks just like you remove unnecessary PMI insurance.

Challenging Montour county's assessment of your property

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Chase Tobias is your best weapon.

HELOC recently frozen?

If your house is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Chase Tobias can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.